How to Reset UPI PIN Step by Step

If you've forgotten your UPI (Unified Payments Interface) PIN, you can reset it using your UPI app. Below is a step-by-step guide that applies to most popular UPI apps like Google Pay, PhonePe, Paytm, or BHIM. The process involves re-verifying your bank account with the registered mobile number. Here's how you can do it:

Steps to Reset UPI PIN

1. Open Your UPI App

• Launch the UPI app where you want to reset your PIN.

2. Go to the Bank Account Section

• Navigate to the section where your linked bank accounts are displayed.

On apps like:

• Google Pay: Tap on your profile picture, then "Bank account."
• PhonePe: Go to "My Money" > "Bank Accounts."
• Paytm: Open "UPI & Wallet" > "Bank Accounts."
• BHIM App: Open "Bank Accounts."

3. Select Your Bank Account

• Tap on the bank account for which you want to reset the UPI PIN.

4. Find the Option to Reset PIN

• Look for "Forgot UPI PIN" or "Reset UPI PIN" and tap on it.

5. Verify Your Account

• The app will send an SMS from your registered mobile number to verify your bank account. Ensure you have sufficient balance for sending an SMS.
• Grant permissions to allow the app to read the SMS for auto-verification.

6. Enter Your Debit Card Details

• Enter your debit card number's last 6 digits and the card's expiry date.
• Some apps may also ask for the CVV.

7. Set a New UPI PIN

• Once verified, the app will allow you to set a new UPI PIN.
• Enter a 4-digit or 6-digit PIN (depending on your bank's requirement).
• Re-enter the PIN to confirm.

8. Complete the Setup

• Your new UPI PIN will be set. You can now use it for future transactions.

Important Points to Remember

• 1. Registered Mobile Number: Ensure you use the mobile number registered with your bank for the reset process.
• 2. Debit Card Requirement: Having access to your debit card details is mandatory for resetting the UPI PIN.
• 3. Security Tips: Never share your UPI PIN with anyone.

Choose a strong and unique PIN that is hard to guess.

4. Troubleshooting:

• If the SMS verification fails, ensure your mobile network is active and you have enough SMS balance.
• If you don't have your debit card, contact your bank to retrieve card details or explore other recovery options.

5. Multiple UPI Apps:

• You can reset the UPI PIN from any app where the bank account is linked, and it will update across all apps.

If you still face issues, consider contacting your bank's customer care for further assistance.